Welcome to Pass FHA

Property Repair Experts. Fast efficient and guaranteed repairs, before the close of escrow.

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100% instant financing no down no payment or interest for 12 months.

The repair technicians at Bristol Restoration are experts in all FHA, HUD, and local guidelines regarding residential and multifamily properties. Our company has repaired or rehabbed well over 18,000 properties in Southern California since our inception in 2005.

  • FHA PROPERTY GUIDELINES
  • LA COUNTY MINIMUM HEALTH AND SAFETY STANDARDS
  • CERTIFIED MOLD AND WATER MITIGATION EXPERTS
  • CERTIFIED FOUNDATION AND STRUCTURAL INSPECTION AND REPAIR
  • CERTIFIED RRP LEAD PAINT  REMOVAL CONTRACTOR
  • CERTIFIED SEISMIC RETROFIT CONTRACTOR/ LA BRACE AND BOLT PROGRAM
  • FHA 203k REMODEL CONTRACTOR

Download you free inspection report here:

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HUD Minimum property standards guideline  

HUD 4000.1 defines MPS as, “regulatory requirements relating to the safety, soundness and security of a residential property’s Construction. When examination of a Property reveals noncompliance with the Property Acceptability Criteria, the Appraiser must note all repairs necessary to make the Property comply with HUDs Property Acceptability Criteria, together with the estimated cost to cure.”  To qualify for a FHA loan a property must meets FHA minimum standards including rules for lead paint hazards, acceptable conditions for the roof, crawlspace, basements, electrical systems, and much more. Some of the MPRs are general, (electrical systems have to be in good working order, etc.) while others can be quite specific.

One question that comes up about FHA Minimum Property Standards involves situations where the borrower wants to get an FHA 203(k) rehabilitation loan. How can a property that needs rehabilitation meet the FHA appraisal standards?

HUD 4000.1 addresses this specifically, stating, “The Mortgagee must confirm that the Property complies with the…eligibility criteria. If the Mortgage is to be insured under the 203(k) program, the Mortgagee must confirm that the Property will comply with the following eligibility criteria upon completion of repairs and improvements.”

That’s the important part of the 203(k) loan transaction–knowing that FHA rules stipulate the property must meet FHA minimum standards once the work is done.

The official FHA appraisal guidelines for 2016 state this clearly: “Required repairs are limited to those repairs necessary to preserve the continued marketability of the property and to protect the health and safety of the occupants.”

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